Plumbing is one of the most important systems of every home. We often don’t appreciate the importance of this system until we face any issues with this system. But problems in the plumbing system can take place without making any warning and this thing can make an unpleasant surprise for the homeowners. Therefore, these issues should be addressed on an immediate basis. Otherwise the plumbing issues stink. Problems related to plumbing are not only unpleasant, but these are also really expensive. The issue should not only be remedied, but leaked water can also cause some severe residual issues like drywall damage, floorboard rot and mold among others.
What do home warranties actually cover?
In case you have the question whether you should invest in home warranty coverage and does home warranty cover plumbing leaks, then the first step is to check the things that are covered under this warranty. Every plan is different and therefore the coverage can often vary. The home warranty plan is capable of covering the cost of replacing or repairing more than 20 major home systems and appliances including plumbing. Besides, there are a number of flexible plans, which allow the homeowners to select the best fit for the requirements of the family. Besides, homeowners can also develop their own custom plans so that they can have the accurate coverage that they need.
Does home warranty cover plumbing leaks?
Usually, home warranties offer coverage on plumbing issues in case the issues result from the daily wear and tear. Not all the plans are equally created. And therefore it is necessary to check things that are actually covered, mainly in case you have a contract already. Some of the usual plumbing issues covered by the home warranty companies include:
- Shower heads, faucets and shower valves
- Breaks and leaks in the gas, water, vent or drain lines
- Clearing sink, shower, tub and toilet stoppages
- In-built pumps, bathtub whirlpool motors and air switches
It is actually possible to file a claim after the home warranty company fixes the repairing job and this thing depends on how long this has been since the job is done. The majority of the home insurance providers will not deny the claim entirely on the basis of late reporting. But while the insurers are capable of inspecting the damage on their own, this can actually be tough sledding for the policyholders.